John is a Founding Partner and Chairman of the Fixed Income Committee. He is responsible for overseeing investment policy and strategy formulation, and is involved in Client Portfolio Management. Prior to co-founding Galliard, John was Chief Investment Officer of Norwest Investment Management.

Richard is a Founding Partner and Chief Investment Strategist. In this role, he is responsible for asset selection and strategy formulation for the firm’s portfolios. He also serves as Corporate Sector Head. Prior to co-founding Galliard, Richard was Chief Investment Officer of Insight Investment Management. He began his investment career in 1985 and holds BA degrees in Economics and English from the University of Michigan and an MBA degree in Finance from the University of Minnesota.

Karl is a Founding Partner and Chairman of the Management Committee. He is involved in developing investment strategy, new product development and client portfolio management. Prior to co-founding Galliard, Karl was Director of Taxable Fixed Income for Norwest Investment Management. Karl is a past board of directors member of the Stable Value Investment Association (SVIA). He bagan his investment career in 1988 and holds a BA degree in Economics and an MBA degree in Finance from the University of St. Thomas.

Ajay is a Partner and serves as Structured Securities Sector Head. Prior to joining Galliard, Ajay was a mortgage backed securities analyst with Insight Investment Management. He also served as a research analyst at Lehman Brothers, where he worked on the mortgage backed securities trading desk. Ajay holds a BE in Instrumentation from the Birla Institute of Technology (India), an MA in Economics from Tulane University, and an MBA from the University of Minnesota. Ajay began his investment career in 1994 and has been with Galliard since the firm’s inception.

Carrie is responsible for client relationship management. Prior to joining Galliard, Carrie was a Group Vice President in consultant relations at Trusco Capital.  Prior to Trusco, Carrie was a Senior Vice President for SunTrust Banks where she was responsible for bundled 401K sales and high net worth relationship management. She began her investment career in 1991. Carrie holds a BA in economics from the University of Central Florida.

Leela is a principal responsible for client portfolio management.  In this role, Leela works closely with clients in the development and implementation of portfolio strategy.  Leela began her investment career in 1992 and has been with Galliard since the firm's inception.  She holds B.Sc. (Statistics) and B.Ed. (Education) degrees from the University of Bombay.  She also completed her course work for a Master of Science degree in Applied Mathematics from the University of Bombay, and holds an MBA degree from the University of St. Thomas.